American IRA is a leader in self-directed account administration with over $700 Million in client assets and nearly twenty years of experience. The mission of American IRA is to provide the highest level of customer service in the self-directed retirement industry. American IRA has served thousands of clients nationwide in their process of acquiring alternative assets such as real estate, private lending limited liability companies, precious metals, and much more.  

Contact: Mike Belcher
(865) 888-0001
uscgrad90@yahoo.com

 INVEST IN TENNESSEE!!

Contact: John Isgrig or Mason Isgrig
Phone:  (828) 216-0409;  Fax:  828-348-4068
jisgrig@alcova.com

Alcova offers a wide variety of both conventional and creative loan financing options.

Just for starters:

1- Fix and Flip Loans at 90% LTV

2 - Investor Cash Flow/DSCR Loans

3 - Commercial  Loans

Contact: Aaron Kraft
828-484-1571 (office)
828-545-9953 (cell)
aaron@houseinorderpm.com

 Contact:  Colton Lingle
(828) 384-9078
colton@lingleconst.com

Mountain Decks & Exteriors is a small exterior remodeling contractor that focuses on providing quality decking and exterior products for any home or business. We tailor our solutions to fit your needs and offer a variety of products to fit the constraints of your design and budget.

We specialize in:

• wood and composite decks
• vinyl, fiber cement, and LP Smartside siding products
• screen porch installations
• soffit and fascia repairs and solutions
• exterior painting.

CREIA Discount:
We are currently offering CREIA members a 10% discount on decking and siding projects and a 15% discount on exterior painting projects. 

Need Paint?   Want Great Discounts?
Contact Shea Sykes -- Your Local Sherwin Williams Expert!
(828) 772-7636
shea.g.sykes@sherwin.com

     Founded in 1866 in Cleveland, Ohio Sherwin Williams is a Global leader in paints and coatings with more than 60,000 employees. We offer industry-leading innovation, value-added service and expertise with distribution to a growing base of paint contractors, property managers, industrial contractors, home builders, architects, designers and home owners.

     Sherwin Williams branded products are sold through a chain of more than 4,800 company operated stores in the United States, Canada, the Caribbean and Latin America.

     Locally, Sherwin Williams supports our community with involvement in the Home Builder’s Assoc., the Apartment Assoc. of WNC, the Chamber of Commerce, CREIA and many non profits.

     We offer members of CREIA discounts on paints and coatings and supplies at our 10 locations in WNC using the cash account, Carolina’s REIA. Paint and coatings reflect a 30% discount off list price, tools and supplies a 30% discount off list price and brushes and rollers a 33%discount off list price.

     I encourage members to consider opening an individual account with Sherwin Williams, with the same discount offered with the benefit of having purchase history, color history and the ease of individual statements for tax time.

     I would love to share more of the benefits including on line services. Reach out at our monthly meetings or text, call or email.     -- Shea

John Williams III is your Asheville area mortgage broker for Future Home Loans.
(828) 575-7997
jw3@future.loans

Future Home Loans is a veteran-owned mortgage brokerage company providing their customers great rates, fast turn times, and great customer service.  As the local broker here in Asheville, I can help CREIA members with financing solutions for purchasing and refinancing investment properties, whether they be single family homes or multi-unit properties.  Some of the loan programs a real estate investor can obtain with us include no-income verification loans, interest-only payments, cash-out refinances and 1031 exchanges.  

Paul Withrow -- owner
Dael McCoyle -- business partner
(828) 766-8775
crownrto@yahoo.com

     Crown Wholesale Mattress Outlet is your 1-stop shop for everything bedding! We also are continually increasing our other furniture lines -- everything you need to furnish a Vacation Rental or even your own home.
     Call or come visit us at our Spruce Pine or Marion showrooms.

Steve Wilke -- owner
Bradley Wright -- in-house designer
(828) 891-2281
BlueRidgeCabinetConnection@gmail.com

      Blue Ridge Cabinet Connection is a family-owned business, and our commitment to giving every customer the best possible experience is still our top priority.

    We are ready to Design, Demo, and Install your new Kitchen or Bath! We have a large selection for you to check out.

     We will love for you to stop by and check out our products. Our store mascot Mia will show you around the showroom!

Ann Roth -- owner
(828) 575-3136
annroth828@gmail.com

     Did you know that you can get more money when you sell a home that's staged vs. an empty house?  Give me a call to discuss how I can help you get more for the next house you sell!  Spend a little to stage it = make a LOT when you sell it.

Corey Daharsh -- Asheville and Western North Carolina representative for AdvantaIRA
727.581.9853 X 2146
CDaharsh@AdvantaIRA.com

WHY ADVANTA IRA?

SELF-DIRECTED IRA SERVICES

Advanta IRA values our clients and strives to provide unsurpassed personal and professional service in all that we do. With almost 20 years in the industry, we provide exceptional administrative services and ensure the elements of your self-directed investment accounts comply with all IRS rules and regulations. Although we offer no specific investment advice or opinions, we do offer our clients the freedom to choose their own investments to earn retirement income.

THE ADVANTA IRA ADVANTAGE

Advanta IRA is a leader in self-directed account administration with over $1.5 billion in client assets and nearly twenty years of experience. The Advanta IRA Advantage is a level of service that is unmatched in our industry. Every client has a dedicated account manager who is familiar with all aspects of their account and helps them through the investing process while maintaining their self-directed IRA account details throughout the entire investing process. We handle the account details, so our clients can focus on finding their investments.

Craig Peters -- your Asheville and Western North Carolina representative for Alfie Loans
828-776-8632
craig@alfieloans.com
info@alfieloans.com

Invest In Your Community

Join us in helping develop a sustainable local economy. We connect real estate entrepreneurs seeking flexible financing solutions with investors seeking profitable investment opportunities for their mutual benefit.

ALTERNATIVE LENDING FOR INSPIRED ENTREPRENEURS

ALFIE gives you the opportunity to put your money to work in your own community -- on Main Street, not Wall Street. The ALFIE platform allows investors to invest in their local community by funding the projects of local real estate entrepreneurs who work with ALFIE for financing. This infusion of money into local economy stimulates growth in the community and creates returns for the investors and profits for the entrepreneurs, which -- when repeated -- strengthens the sustainability for our local economy.

ALFIE OVERVIEW

ALFIE is a real estate collateral-based lender specializing in creative solutions for individuals looking to purchase or refinance a variety of real estate investments. At ALFIE, we recognize that traditional financing isn't always an option or may not be the right fit for your needs. You may be looking for terms a bank can't offer. You may need your money fast. You may have less-than-perfect credit.

That's why we have alternatives.

ALFIE loans are real estate collateral-based. Terms are flexible, with three months to two years for repayment. Best of all, our interest rates are competitive and you can get your money quickly so you can close quickly.

Basic Loan Terms:

• Loans ranging from $100,000 - $5M+
• Term can be from 3 months to 24 months with possible renewal
• 3 month minimum interest payment
• Call for current interest rates
• Minimum 10% down payment
  
  Max Lending Limits:
• Up to 65% LTV/ARV on NOO Residential Projects
• Up to 65% LTV/ARV on Commercial Projects
• Up to 50% LTV on Land Acquisition
• Up to 50% Equity Cash Out Loans on Real Estate

We want our borrowers to succeed!

 Bel Air Lending is a private real estate investment fund that offers secure, high-yield opportunities backed by real estate. They specialize in various real estate ventures, including buy-and-hold strategies, fix-and-flip projects, and new construction loans. Investors benefit from simple annualized interest rates of 10%, accruing until the property is sold or refinanced. The company secures all loans with a first-position lien (Deed of Trust), promissory note, personal guarantees, and builder's risk insurance. Bel Air Lending emphasizes minimizing risk by pledging personal and business assets to guarantee borrower performance. Their team boasts over 180 years of combined experience in real estate and legal domains. The company focuses on the North Carolina market, particularly the Triangle region, which is recognized as a premier real estate market in the United States.

Seller Solutions is a leading flat-fee real estate listing firm based in Asheville, North Carolina. Established in 2004, the company offers an alternative to traditional real estate services by providing cost-effective solutions for home sellers. In 2022, Seller Solutions achieved total sales exceeding $40 million, underscoring their effectiveness in the Western North Carolina market.

The firm is led by Ruth Watts, a Realtor and real estate investor with over 18 years of experience in the Asheville area. The team also includes brokers John Duncan and Gena Duncan, both of whom bring extensive local knowledge and a commitment to client satisfaction.

Seller Solutions provides full-time, dedicated professional services, including MLS listings and internet-wide syndication across platforms like Zillow, Realtor.com, and Homes.com. Their approach allows clients to save on commissions while receiving comprehensive support throughout the selling process.

 Carolina Private Money is a hard money lender serving experienced real estate investors in North and South Carolina. They offer financing solutions for fix-and-flip projects and rental properties, providing funds for both property acquisition and rehabilitation costs. Their loan terms include interest rates starting at 12%, loan-to-value ratios up to 65% of the after-repair value, and loan durations ranging from 6 to 12 months. The company emphasizes swift approvals and closings, leveraging their own capital to expedite the lending process without reliance on external loan committees. Borrowers are required to operate through a valid U.S. business entity, such as an LLC, and meet specific credit and financial criteria. Carolina Private Money is committed to facilitating real estate investments by offering flexible and efficient funding options.